1. Combine the flour, baking powder, and salt in a bowl.

2. Rub in the fat until the mixture resembles coarse crumbs.

3. Add the liquid gradually and mix until a soft dough forms.

4. Shape into a round and flatten slightly.

5. Cook in a greased pan over medium heat, covered, for 10–12 minutes per side, or bake at 190°C for 20–25 minutes until cooked through.

Serve warm or at room temperature. Bannock may be eaten plain, with spreads, or alongside soups, stews, and meats.